Savings Accounts
Rates as of:
| Type or Term of Account | Interest Paid | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to Obtain APY | Minimum Balance to Avoid Monthly Fee |
|---|
| Passbook |
0.10% |
0.10% |
$1.00 |
$50.00 |
N/A |
| Rookie Savings |
0.10% |
0.10% |
$1.00 |
$1.00 |
N/A |
| Club Accounts |
0.05% |
0.05% |
$1.00 |
$1.00 |
N/A |
| Rental Escrow |
0.05% |
0.05% |
$1.00 |
$1.00 |
N/A |
| Statement Savings |
0.10% |
0.10% |
$1.00 |
$250.00 |
N/A |
| Star Savings* |
0.10% |
0.10% |
$1.00 |
$250.00 |
$250.00 |
| Star Savings* |
0.25% |
0.25% |
$1.00 |
$50,000.00 |
$250.00 |
| Star Savings* |
0.35% |
0.35% |
$1.00 |
$100,000.00 |
$250.00 |
| Star Savings* |
0.50% |
0.50% |
$1.00 |
$250,000.00 |
$250.00 |
Rates are subject to change at any time without notice.
* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance.
Account Terms
- Interest on Passbook, Rookie Savings, Rental Escrow, Statement Savings, and STAR Savings is compounded daily and credited monthly. Interest on Club Accounts is compounded daily and credited annually. No interest will be paid if Club Savings account is closed prior to renewal date.
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Checking Accounts
Rates as of:
| Type or Term of Account | Interest Paid | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to Obtain APY | Minimum Balance to Avoid Monthly Fee |
|---|
| Star Checking |
0.05% |
0.05% |
$1.00 |
$300.00 |
$300.00 |
| Independence Checking |
0.05% |
0.05% |
$1.00 |
$2,500.00 |
N/A |
Rates are subject to change at any time without notice.
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Money Market Accounts
Rates as of:
| Type or Term of Account | Interest Paid | Annual Percentage Yield (APY) | Minimum Balance to Obtain APY |
|---|
| Premium Money Market* |
0.25% |
0.25% |
$500.00 - $9,999.99 |
| Premium Money Market* |
1.00% |
1.00% |
$10,000.00 - $39,999.99 |
| Premium Money Market* |
1.25% |
1.25% |
$40,000.00 - $74,999.99 |
| Premium Money Market* |
2.00% |
2.00% |
$75,000.00 and above |
Please contact us for rates on deposits over $1MM.
Minimum balance to open account is $500.00. Minimum balance to avoid monthly fee is $500.00.
Rates are subject to change at any time without notice.
*This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance.
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Business Checking Accounts
Rates as of:
| Type or Term of Account | Interest Paid | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to Obtain APY | Minimum Balance to Avoid Monthly Fee |
|---|
| Business + Checking |
0.10% |
0.10% |
$1.00 |
$10,000.00 |
$10,000.00 |
| IOLTA |
3.37% |
3.42% |
$1.00 |
$1.00 |
N/A |
| Estate Checking |
.05% |
0.05% |
$1.00 |
$2,500.00 |
N/A |
| Non-Profit Checking |
0.35% |
0.35% |
$1.00 |
$1.00 |
N/A |
Rates are subject to change at any time without notice.
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Business Money Market Accounts
Rates as of:
| Type or Term of Account | Interest Paid | Annual Percentage Yield (APY) | Minimum Balance to Obtain APY |
|---|
| Business Money Market* |
0.50% |
0.50% |
$5,000.00 - $49,999.99 |
| Business Money Market* |
1.00% |
1.00% |
$50,000.00 - $99,999.99 |
| Business Money Market* |
1.75% |
1.75% |
$100,000.00 - $249,999.99 |
| Business Money Market* |
2.00% |
2.00% |
$250,000.00 - $749,999.99 |
| Business Money Market* |
2.00% |
2.00% |
$750,000.00 and above |
Please contact us for rates on deposits over $1MM.
Minimum balance to open account is $500.00. Minimum balance to avoid monthly fee is $5,000.00.
Rates are subject to change at any time without notice.
* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance. For account balances of $750,000 or more, please contact us for additional rate information.
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Certificates of Deposit: Regular Accounts or IRAs
Rates as of:
| Type or Term of Account | Interest Paid | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to Obtain APY | Minimum Balance to Avoid Monthly Fee |
|---|
| 91 Day |
0.25% |
0.25% |
$500.00 |
$500.00 |
N/A |
| 182 Day |
0.50% |
0.50% |
$500.00 |
$500.00 |
N/A |
| 9 Month |
0.75% |
0.75% |
$500.00 |
$500.00 |
N/A |
| 1 Year |
3.93% |
4.00% |
$500.00 |
$500.00 |
N/A |
| 18 month* |
2.23% |
2.25% |
$500.00 |
$500.00 |
N/A |
| 2 Year* |
2.71% |
2.75% |
$500.00 |
$500.00 |
N/A |
| 2 1/2 Year |
1.40% |
1.40% |
$500.00 |
$500.00 |
N/A |
| 3 Year* |
3.20% |
3.25% |
$500.00 |
$500.00 |
N/A |
| 4 Year |
1.50% |
1.50% |
$500.00 |
$500.00 |
N/A |
| 5 Year CD |
1.75% |
1.75% |
$500.00 |
$500.00 |
N/A |
| 6-9 Year CD |
0.50% |
0.50% |
$500.00 |
$500.00 |
N/A |
| 10 Year |
0.50% |
0.50% |
$500.00 |
$500.00 |
N/A |
Rates are subject to change at any time without notice.
*Maximum deposit amount of $250,000 per CD.
Account Terms
- The interest rate for your account will be paid until the maturity date.
- Interest is compounded daily and credited monthly.
- This account will automatically renew at maturity. You will have ten (10) calendar days from maturity to withdraw funds without being charged a penalty.
- After the account is opened, you may not make deposits into or withdrawals of principal from this account until the maturity date.
- The Annual Percentage Yield assumes interest remains on deposit until maturity. A withdrawal of interest credited during the term will reduce earnings.
- If any of the deposit is withdrawn before the maturity date, a penalty as shown below will be imposed:
- 91 Day CD: Greater of 30 days interest or all interest earned.
- 182 Day CD: Greater of 90 days interest or all interest earned.
- 9 Month CD and 1 Year CD: 90 days Interest.
- 18 Month CD: 180 days interest.
- 2 Year CD or Greater: 365 days interest.
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Additional Terms for All Accounts
- Complete information regarding all deposit accounts may be obtained from a new accounts representative.
- On all deposits, interest accrues from business day of deposit.
- We use the daily balance method for minimum balance requirements and to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- We reserve the right to require seven (7) days written notice prior to withdrawals or transfers of funds.
- RATES OFFERED ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTCE. Please call (215) 947-1300 to obtain current rate information.
- Fees could reduce earnings on interest bearing accounts.
- If you close your account before interest is credited, you will not receive the accrued interest.
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