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Rates

Deposit Rates

Savings Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Passbook 0.15% 0.15% $1.00 $1.00 N/A
Rookie Savings 0.15% 0.15% $1.00 $1.00 N/A
Club Accounts 0.15% 0.15% $1.00 $1.00 N/A
Rental Escrow 0.20% 0.20% $1.00 $1.00 N/A
Statement Savings 0.15% 0.15% $1.00 $1.00 N/A
Star Savings* 0.15% 0.15% $1.00 $250.00 $250.00
Star Savings*  0.30%   0.30%  $1.00  $50,000.00  $250.00 
Star Savings* 0.45% 0.45% $1.00 $100,000.00 $250.00
Star Savings* 0.50% 0.50% $1.00 $250,000.00 $250.00

Rates are subject to change at any time without notice.

* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance.

Account Terms

  • Interest on Passbook, Rookie Savings, Rental Escrow, Statement Savings, and STAR Savings is compounded daily and credited monthly. Interest on Club Accounts is compounded daily and credited annually. No interest will be paid if Club Savings account is closed prior to renewal date.

Checking Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Star Checking 0.10% 0.10% $1.00 $300.00 $300.00
Independence Checking 0.15% 0.15% $1.00 $2,500.00 N/A

Rates are subject to change at any time without notice.

Money Market Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Premium Money Market* 0.15% 0.15%

$500.00

$500.00 $500.00
Premium Money Market* 0.20% 0.20% $500.00 $10,000.00 $500.00
Premium Money Market* 0.30% 0.30% $500.00 $40,000.00 $500.00
Premium Money Market* 0.40% 0.40% $500.00 $75,000.00 $500.00
Platinum Money Market* 0.50% 0.50% $100,000.00 $100,000.00 $100,000.00
Platinum Money Market* 0.60% 0.60% $100,000.00 $250,000.00 $100,000.00
Platinum Money Market* 0.70% 0.70% $100,000.00 $500,000.00 $100,000.00
Platinum Money Market* 1.00% 1.00% $100,000.00 $750,000.00 $100,000.00

Rates are subject to change at any time without notice. 

*This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance.  

Business Checking Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Business + Checking 0.25% 0.25% $1.00 $10,000.00 $10,000.00
CPAdvantage* 1.00% 1.00% $1.00 $250,000.00 N/A
IOLTA 1.12% 1.12% $1.00 $5,000.00 N/A
Estate Checking 0.20% 0.20% $1.00 $2,500.00 N/A
Non-Profit Checking 1.00% 1.00% $1.00 $10,000.00 N/A

Rates are subject to change at any time without notice.

* This is an aggregated relationship balance rate account

Business Money Market Accounts

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
Business Money Market* 0.15% 0.15% $1.00 $5,000.00 $5,000.00
Business Money Market* 0.20% 0.20% $1.00 $50,000.00 $5,000.00
Business Money Market* 0.30% 0.30% $1.00 $100,000.00 $5,000.00
Business Money Market* 0.40% 0.40% $1.00 $250,000.00 $5,000.00

Rates are subject to change at any time without notice.

* This is a tiered rate account. Your entire balance will earn the interest rate and APY in effect for the balance tier associated with your daily balance. For account balances of $750,000 or more, please contact us for additional rate information.

Certificates of Deposit

Certificates of Deposit: Regular Accounts or IRAs

Rates as of:

Type or Term of AccountInterest PaidAnnual Percentage Yield (APY)Minimum Balance to OpenMinimum Balance to Obtain APYMinimum Balance to Avoid Monthly Fee
91 Day 1.49% 1.50% $500.00 $500.00 N/A
182 Day 1.73% 1.75% $500.00 $500.00 N/A
9 Month 0.65% 0.65% $500.00 $500.00 N/A
1 year 2.23% 2.25% $500.00 $500.00 N/A
18 month 2.23% 2.25% $500.00 $500.00 N/A
2 Year 2.08% 2.10% $500.00 $500.00 N/A
2 1/2 Year 1.34% 1.35% $500.00 $500.00 N/A
3 Year 2.47% 2.50% $500.00 $500.00 N/A
45 Month 1.69% 1.70% $500.00 $500.00 N/A
4 Year 2.08% 2.10% $500.00 $500.00 N/A
5 Year CD 2.23% 2.25% $500.00 $500.00 N/A
6-9 Year CD 1.78% 1.80% $500.00 $500.00 N/A
10 Year 1.78% 1.80% $500.00 $500.00 N/A

 Rates are subject to change at any time without notice.

Account Terms

  • The interest rate for your account will be paid until the maturity date.
  • Interest is compounded daily and credited monthly.
  • This account will automatically renew at maturity. You will have ten (10) calendar days from maturity to withdraw funds without being charged a penalty.
  • After the account is opened, you may not make deposits into or withdrawals of principal from this account until the maturity date.
  • The Annual Percentage Yield assumes interest remains on deposit until maturity. A withdrawal of interest credited during the term will reduce earnings.
  • If any of the deposit is withdrawn before the maturity date, a penalty as shown below will be imposed:
    • 91 Day CD: Greater of 30 days interest or all interest earned.
    • 182 Day CD: Greater of 90 days interest or all interest earned.
    • 9 Month CD and 1 Year CD: 90 days Interest.
    • 18 Month CD: 180 days interest.
    • 2 Year CD or Greater: 365 days interest.

Additional Terms for All Accounts

  • Complete information regarding all deposit accounts may be obtained from a new accounts representative.
  • On all deposits, interest accrues from business day of deposit.
  • We use the daily balance method for minimum balance requirements and to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • We reserve the right to require seven (7) days written notice prior to withdrawals or transfers of funds.
  • RATES OFFERED ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTCE. Please call (215) 947-1300 to obtain current rate information.
  • Fees could reduce earnings on interest bearing accounts.
  • If you close your account before interest is credited, you will not receive the accrued interest.

Loan Rates

Fixed Rate Mortgage Loans

Please call our lending department at 267-280-4040 for the best rates.

Fixed Rate Home Equity Loan

TypeUp to 80% CLTV APR*
5 Year 5.49%
7 Year 5.74%
10 Year 6.24%
15 Year 6.49%
20 Year 6.99%

Calculate Your Payment

*APRs shown assume automatic payment from an HVB checking, savings or money market account. Add 0.50% without automatic payment and an additional 0.25% for loans on second homes. The monthly principal and interest payment per $1,000 borrowed, for a 60 month home equity loan with an APR of 5.49%, is $19.10. Taxes and insurance premiums are not escrowed on fixed rate Home Equity Loans. Property insurance is required. Minimum loan amount is $7,500 to a maximum of $200,000 for second lien positions only. Contact our Lending Department at (267) 280-4040for complete details.

Home Equity Line of Credit

Up to 80% CLTV APR*
WSJ Prime -0.25%

The Home Equity Line is a variable rate line of credit based on the Prime Rate, as published in the Wall Street Journal, incorporating the margins shown above, and subject to change. The minimum APR is 4.25% and the maximum APR is 18%.

* APRs shown are effective as of the posted date, assume automatic payment from an HVB checking, savings or money market account. Add 0.25% without automatic payment and an additional 0.25% for loans on second homes. Property insurance is required. Minimum line amount is $7,500 to a maximum of $100,000 for first and second lien positions only. Contact our Lending Department at (267) 280-4040 or complete details.